28 Jul 2015

Dave Ramsey – My first impression

I have been writing on personal finance and helping people with their money for years, but I have avoided Dave Ramsey like a OSU fan avoids maize and gold.  I didn’t want to be overtly influenced by
23 Jul 2015

Congratulations to Class of 2014, Most Indebted Ever

The Wall Street Journal says “As college graduates in the Class of 2014 prepare to shift their tassels and accept their diplomas, they leave school with one discouraging distinction: They’re the most indebted class ever.” I have
21 Jul 2015

Snagshout review

Snagshout is a social deals website that creates a connection between shoppers and brand owners. Snagshout offers products at discount prices in exchange for reviews of the products.  I had never tried to use this type of service before
16 Jul 2015

Have Millennials Been Robbed of Their Birthright?

The National Center for Policy Analysis has an interesting article out about the effects of our big government on our newest citizens. Burdened with an obligation to pay government debt they did not incur, young Americans –
19 May 2015

When Does Saving Turn into Hoarding?

Over at Christianpf.com they had a good discussion on this topic with some good practical ideas on what to look at.  I have a question as a thought experiment.  Should Christians have a self imposed (I believe any sort
14 May 2015

Student Loan Debt Continues to Rise

A new report by the New York Fed shows that while many of us were paying off debt during the great recession.  Student loan debt was the only category to continue to rise.   We have a
5 May 2015

Fund retirement or pay off mortgage.

I get this question a lot in my classes.  It is better to pay off a mortgage or fund retirement?  This is one of those decisions that depends on what one means by better, which sounds like
28 Apr 2015

Money dangers in your 30s

I have posted previously about how to screw up your finances in your 20s.  And now that I am half way through my 30’s I can see a few money dangers that I would like to warn
15 Apr 2015

Interest free loan

In light of Tax day here in the US.  I wanted to point out as The National Center for Policy Analysis does.  Your refund is nothing more than an interest free loan to the government.  You over
7 Apr 2015

The Financial Moves You Should Make in April

Happy Financial Literacy Month! We go through the financial moves you should make every month, but April—being tax month and Financial Literacy Month—is a great time to start as any. Here’s what you should be doing in